In the heart of Baltimore, Black Women Build is changing the city’s landscape and empowering women to achieve their homeownership dreams. The nonprofit organization has been instrumental in revitalizing some of Baltimore’s most vacant neighborhoods, providing affordable housing and a pathway to generational wealth for Black women.
Since its inception in 2017, Black Women Build has transformed over 24 homes in the Upton, Druid Heights, and Penn North neighborhoods. These areas, once plagued with abandoned properties, are seeing new life thanks to the organization’s efforts. With homes starting at an affordable $120,000, Black Women Build is making homeownership a reality for many women who might have thought it was out of reach.
Creating Affordable Homeownership Opportunities
Black Women Build works tirelessly to offer affordable housing opportunities to women in need. Program manager Tonika Garibaldi explains, “We support Black women in their homeownership journey by teaching them essential skills, such as carpentry and home maintenance.” These skills help women not only buy homes but also maintain and invest in them for long-term success.
Some of the homes they’ve helped establish in neighborhoods like Etting Avenue and Presstman Street come with a monthly mortgage as low as $600, offering a significant financial relief to homeowners. Garibaldi emphasizes that the goal isn’t to profit from vulnerable buyers. “We could easily list homes for more, but we want it to benefit the buyer,” she says.
Beyond just securing homes, Black Women Build also offers guidance on how women can invest in their future. “It’s not just about getting a home, but about conversations on starting new businesses, paying off mortgages early, and even buying investment properties,” Garibaldi adds. This approach ensures that women are set up for long-term success and financial independence.
Empowering Women Like Saj Dillard
For many women like Saj Dillard, homeownership was a long-time dream. “I’ve always wanted to own a home, just like my mom and grandmother,” Dillard shares. “But I never thought it would be a reality for me.” Through Black Women Build, Dillard was able to make her dream come true. Now, she not only owns a home but is also connected to a community of women who support each other.
Dillard’s story highlights the importance of Black Women Build’s mission. “I have neighbors who I connect with, share ideas, and support each other,” she says. The sense of community fostered by Black Women Build has made a significant difference in the lives of many women, giving them the tools and confidence to thrive.
Support From Corporations and the Community
Black Women Build’s impact has not gone unnoticed. In 2024, the organization received a portion of a $4 million commitment from JPMorgan Chase, part of a larger $20 million initiative to combat Baltimore’s vacant housing crisis. This funding has allowed Black Women Build to continue expanding its work and reach even more women in need of affordable housing.
In addition to housing, the nonprofit has also launched a community resource center to provide financial wellness classes, a tool-lending library, and even a tranquility garden. These resources are designed to support the holistic needs of homeowners and help them succeed long after they’ve purchased their homes.
Looking Ahead: A Bright Future for Baltimore
As Black Women Build continues its efforts in Baltimore, there is much excitement about the future. Dillard reflects, “We lack these kinds of spaces in this area, so the community resource center will be a welcome addition.” The organization’s work is far from finished, and there is still much to be done to ensure that every Black woman in Baltimore has access to homeownership and the tools to succeed.
The success of Black Women Build serves as an inspiring example of how community-driven organizations can transform neighborhoods and change lives. By empowering Black women with the skills, knowledge, and support they need, Black Women Build is creating a brighter future for generations to come.
