Self-employment growth among Black women with disabilities
Nearly half of Black women with disabilities are finding financial independence through self-employment, according to new research. A study published in the Journal of Multicultural Counseling and Development found that 43.9% of these women now work for themselves.
The findings come during a time when Black women face steep job losses and high unemployment. Despite these challenges, many women with disabilities are creating their own paths to stability and success.
“Black women with disabilities can create their own paths to financial independence, and they can thrive and survive in the labor market with the right tools,” said Dr. Gemarco Peterson, the study’s lead author and assistant professor of clinical rehabilitation counseling at Georgia State University.
Study highlights economic realities
The report, titled Breaking Barriers: The Economic Realities of Self-Employed Black Women With Disabilities, provides a rare look into this group’s labor experiences. Using data from the U.S. Census Bureau’s Household Pulse Survey, researchers analyzed responses from 91 Black women with physical or mental health disabilities between August and September 2024.
Among those who were self-employed, 66.9% reported living with multiple mental health conditions. Others shared challenges including visual impairments (27.3%), mobility issues (11.8%), and auditory impairments (11.3%). Despite these difficulties, many are finding success through entrepreneurship.
Higher education and income trends
The study also revealed surprising trends about education and income. Black women with physical disabilities were more likely to hold graduate degrees compared to those without disabilities (31% vs. 15.5%). They were also more likely to earn at least $50,000 annually (55.4% vs. 33.7%).
These numbers suggest that many Black women with disabilities are not only overcoming systemic barriers but also excelling in their chosen fields. The data highlights resilience, resourcefulness, and determination.
The role of counseling and support
Researchers stressed the importance of counselors in supporting these women. Peterson noted that self-employment should be recognized as a viable career path for Black women with disabilities.
“Vocation is a key social determinant of health,” Peterson explained. “The systemic barriers in today’s society extend to employment, impacting the mental and emotional well-being of the client. If we silo vocation and employment, we miss the bigger picture of the whole person.”
The study urged counseling programs to better prepare professionals to address how stereotypes and misconceptions harm Black women’s mental health. Stronger career guidance could help more women thrive in the labor market.
Building independence through entrepreneurship
For many, self-employment is more than an income source—it is a way to reclaim independence and dignity. The research shows that entrepreneurship provides flexibility and control, particularly for women facing physical or mental health challenges.
As more Black women with disabilities choose this path, they are reshaping what financial independence looks like in today’s economy. Their stories offer a powerful example of resilience and the potential for growth when opportunities align with personal strengths.
